Melissa Andrizzi-Sobel 

Moran, Heising, McElravey, & Sowder, LLC 
21250 Hawthorne Blvd., Ste. 560 
Torrance, CA  90503 
(310) 406-3080 ext. 312 
(866) 406-3080 ext. 312 
Fax: (310) 406-3082 
MAndrizzi@smarterdecisions.com  
www.smarterdecisions.com 

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