Whether you are looking for a comprehensive exit strategy or want to structure a path to gain more freedom in how you use your time, we have a multi-tiered approach to creating a well-defined succession plan.
Before we help you prepare for the future, you must be covered for the present. We help you create an effective continuity plan to minimize disruption to your business and clients. We can also assist in ensuring your family is protected if you are unable to continue running your business.
We help you conduct an objective and realistic business valuation that carefully examines your expenses, your cash flow, and unique characteristics of your business model. We’ll help you arrive at an opinion of value based on objective facts and actual data from similar transactions, so you can make realistic plans and negotiate from a more informed position.
We are uniquely positioned to help you groom successors within your own business, sharpening their professional skills, and strengthening their business management capabilities. We can connect you to a deep bench of established financial advisors seeking to grow by mergers or acquisitions or introduce you to possible successors through our strong network of established industry relationships.
When the time comes to transition your business to your successor, we are here throughout the transition. Our legal team will ensure buy-sell agreements and other legal contracts are in place. Our financial strength allows us the option to provide capital assistance or help secure outside financing to your successor.
Cetera Advisor Networks is an independently managed broker-dealer and registered investment adviser serving more than 2,000 financial advisors across the nation representing more than $39 billion in assets under management. Our financial soundness and strength are derived from our high net capital position, the financial strength and liquidity of our parent company, Cetera Financial Group, and our leadership in regulatory compliance and strict adherence to our principles of risk management to protect the reputations of our financial advisors.
Research & Due Diligence
We are constantly looking for new products to suit the needs of our affiliated financial advisors to help them broaden their stable of investment solutions. One of our most valuable assets are the research and due diligence that goes into our deep product selection. Instead of relying on third-party evaluations, our internal due diligence team draws on their extensive industry experience to validate not only that the disclosure of current and possible risk complies with our high standards, but that each product carries substantial economic merit against the backdrop of the current market opportunities.
SmartWorks has everything you need to manage your business efficiently. Designed around the needs of financial advisors, SmartWorks can increase your productivity and streamline your workflow and operations — all in our paperless office system.
It allows you to access accounts, place trades, retrieve client notes, view current account data, access market intelligence, and review performance through multilevel reporting capabilities — you can even set up entire marketing campaigns whenever you’re connected to the Internet.
You can also access MoneyGuidePro®, a collaborative internet-based financial planning software that makes planning easier. Its unique client-centered approach supports a sophisticated, goal-oriented planning process that is more meaningful to the client and more productive for the advisor.
Behind your business is a network of dedicated people, proven processes and state-of-the-art technology to run your business successfully.
Extensive Benefits Package
Errors and Omissions Insurance and Legal Support
We have a full staff of specialists in errors and omissions insurance, claims adjusters, and legal counsel to protect you and your business. For a competitive premium, you have access to a comprehensive errors and omissions insurance policy offered by Everest National Insurance Company.
Deferred Compensation Program
Eligible participants can defer commission and fee income to reduce current federal and state (where allowed) income tax liability. Not only can you increase your overall personal savings for future needs, but the added leverage to your investment return will be significant — the taxes you would otherwise pay are invested.
Disability Income Insurance
We offer guaranteed issue with premiums discounted to a level that is less expensive to buy than purchasing a policy yourself.
Business Overhead Expense Insurance
This non-cancelable overhead expense insurance pays the fixed cost of your business during periods of disability.
Retirement Security Insurance Program
In addition to your current maximum disability income benefit, this additional coverage provides funds for retirement savings during disability.
Discount Service Programs
We help make running your day-to-day business easier by offering discount service programs from various providers, including UPS® pickup/delivery services and Sprint® PCS Wireless.
We work with you as a partner in pursuing your business goals while minimizing risk along the way. Many members of our compliance team have been OSJ managers, registered representatives and financial advisors themselves, so their sales and advisor management experiences deliver a more commonsense, comprehensive approach to keeping you ahead of regulatory curves.
Here are just a few of the areas we help in your professional development:
Gain important information and insights from our professionals, resources and tools to build a rock- solid, profitable business.
Our innovative training programs are designed to help you make the most of client relationships, better prospect opportunities and help you stay updated on the latest market news, products and client services.
Learn directly from our experienced advisors who are here to guide and mentor you on a variety of subjects, skills and ideas.
Tap our vast network built over the years in the industry and connect with colleagues, industry professionals and prospects.
Participate in events throughout the year to build your network, knowledge and experience. Choose from day-long Business Building Summits, weekend retreats for top advisors, conference calls and sales meetings, networking events, workshops and trainings sessions, and more.