CA Insurance License #0C31109
Moran, Heising, McElravey & Sowder, LLC
21250 Hawthorne Blvd., Suite 560
Torrance, CA 90503
(310) 529-7564
(310) 406-3080 ext. 305
(866) 406-3080 ext 305
Fax: (310) 406-3082
rsowder@smarterdecisions.com
www.smarterdecisions.com
Robert H. Sowder, CFS®, AIF®

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